Interchange rates and fees are paid to card issuing banks and represent the largest component of a merchant’s discount rate pricing.
Instant Quote: To find the Interchange rates most applicable to your business, take 60 seconds to customize a direct Interchange proposal and make modifications in real-time using the advanced calculator features.
Level 3 processing refers to passing the line item detail from the invoice when submitting the sale transaction for settlement. Level 3 Data is additional information about a transaction which is commonly found on an invoice, such as product/service descriptions, quantities and other details. For more information on Commercial Card processing visit http://vantageb2b.com/card-payment.
| Discover Interchange for Commercial Cards | Issuing Bank Interchange |
|---|---|
| Discover Commercial Base | 2.95% + $0.10 |
| Discover Commercial Electronic | 2.30% + $0.10 |
| Discover Commercial Large Ticket | 0.90% + $20.00 |
| Discover Commercial Regulated Debit Card | 0.05% + $0.21 |
| Discover Commercial Regulated Debit Card w/ Fraud Adjustment | 0.05% + $0.22 |
| Discover Commercial Utilities | 0.00% + $1.50 |
Important Disclaimer
This documentation represents common Interchange categories, charge and card types and does not include all Interchange levels. Information is subject to change. While we endeavor to make the information accurate, we do not warrant the completeness, timeliness, or suitability of the information for your specific needs.
In addition, the summaries and information contained in this document do not substitute for the official Association publications including Visa USA Interchange & MasterCard Interchange.
Please report problems or errors you find to us at merchantrates@vantagecard.com


