Interchange rates and fees are paid to card issuing banks and represent the largest component of a merchant’s discount rate pricing.

Instant Quote: To find the Interchange rates most applicable to your business, take 60 seconds to customize a direct Interchange proposal and make modifications in real-time using the advanced calculator features.

Discover Interchange for Consumer Credit Cards Issuing Bank Interchange
Discover Core Value Base-Submission Level (BSL) 2.95% + $0.10
Discover Core Value Mid-Submission Level (MSL) 2.40% + $0.10
Discover Core Value PSL-Card Not Present/e-Commerce 1.87% + $0.10
Discover Core Value PSL-Emerging Markets 1.45% + $0.05
Discover Core Value PSL-Express Services 1.95% + $0.00
Discover Core Value PSL-Hotel/Car Rentals 1.58% + $0.10
Discover Core Value PSL-Insurance 1.43% + $0.05
Discover Core Value PSL-Key Entered 1.87% + $0.10
Discover Core Value PSL-Passenger Transport 1.75% + $0.10
Discover Core Value PSL-Petroleum 1.55% + $0.05
Discover Core Value PSL-Public Services 1.55% + $0.10
Discover Core Value PSL-Real Estate 1.10% + $0.00
Discover Core Value PSL-Recurring Payments 1.20% + $0.05
Discover Core Value PSL-Restaurants 1.56% + $0.10
Discover Core Value PSL-Retail 1.56% + $0.10
Discover Core Value PSL-Supermarkets/Warehouse 1.40% + $0.05
Discover Core Value PSL-Utilities 0.00% + $0.75
PayPal Government 1.35% + $0.05
PayPal Lodging / Auto Rental 1.90% + $0.10
PayPal Max 2.90% + $0.10
PayPal Mid 2.40% + $0.10
PayPal Passenger Transport 1.90% + $0.10
PayPal Petroleum 1.50% + $0.10
PayPal Restaurant 1.85% + $0.05
PayPal Retail 1.55% + $0.10
PayPal Small Ticket 1.70% + $0.02
PayPal Supermarket 1.50% + $0.05
PayPal Utilities 0.00% + $0.75
PayPal Warehouse 1.10% + $0.05

Important Disclaimer
This documentation represents common Interchange categories, charge and card types and does not include all Interchange levels. Information is subject to change. While we endeavor to make the information accurate, we do not warrant the completeness, timeliness, or suitability of the information for your specific needs. In addition, the summaries and information contained in this document do not substitute for the official Association publications including Visa USA Interchange & MasterCard Interchange.

Please report problems or errors you find to us at merchantrates@vantagecard.com